I Lost Money Even While Investing — How?

I technically started investing back in 2018.
But it was such a tiny amount that I never tracked it. Honestly, I didn’t even care.

It was only around 2020 that I got curious about money, started reading, and began investing seriously.

Looking back now, I realize I made mistakes that slowed my journey — mistakes I know many beginners (and even seasoned investors) can relate to.

Here are the 3 biggest ones-

I didn’t increase my SIP for years

💭 My income grew. Inflation grew.
But my SIP? It stayed the same.

I kept telling myself — “let’s not risk too much.”

The truth is: not increasing your SIP is also a risk.
Because you lose the compounding advantage.

I let fear control me during COVID

I had money lying around but didn’t invest.
Because my brain kept whispering: “What if NIFTY falls below 5000?”

It never did. And the opportunity slipped away.

Fear feels safe in the moment, but it can quietly cost you wealth.

I left money idle in my current account

I was so busy earning that I didn’t notice lakhs just sitting there in my account.

No growth. No compounding. Just… lying!

That’s when I realized: even idle money is a hidden expense.

What these mistakes taught me?

• SIPs need to grow with you.

• Consistency beats fear.

• Idle money = lost money.

Reminder

Every investor makes mistakes. What matters is what you do after them.

Question for you all

Have you ever made a money mistake you wish you could undo?
Hit reply and share — I’d love to hear your story!